Ruth A. Clemens

Ruth A. Clemens

Associate Broker ~ Commercial Specialist
  • 989-429-3100
  • 888-843-7469
  • 989-366-5522
  • 989-366-4883
  • 989-366-5522
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Welcome to my Website

High End Residential and Commercial Specialist.

With a focus on Roscommon, Crawford and Ogemaw Counties, with experience beyond and throughtout many market areas in Northern Michigan.  

Retail, Hospitality, Bars, Restaurants, Lakefront Resorts, Professional Needs, Special Use and Developmental Properties.

Professional Background

Ruth A. Clemens ~ A long time resident of Houghton Lake, since 1978 as a resort owner, and a licensed Real Estate Broker since 1986. Ruth believes the formula for success is honesty, professionalism and a commitment.  Ruth has been in the same office location since the beginning of her career, currently and proudly as the Managing Broker of the Coldwell Banker Schmidt offices in Roscommon County.  Her merger with Schmidt's, based in Traverse City, in September, 2011 was, according to Ruth, "the best business decision of my career".  From 1991 through 2011 Ruth was the Broker/Owner of ERA Houghton, Inc.

Ruth specializes in high-end residential real estate, including waterfronts, golf course and off water family sub-divisions, along with retirement communities. 

Ruth, also a member of the Michigan Commercial Board of Realtors, is very knowledgeable in negotiating commercial transactions and markets extensively on the most prominent commercial websites.  Additionally, Ruth is a member of the Coldwell Banker Worldwide Commercial Network.  

Ruth's prides herself in her ability to bring value to the table on behalf of both her buyer clients and seller clients.  Value with knowledge acquired through years of training, education, experience and commitment. 


Professional History

  • 33 years of experience in Real Estate Marketing.
  • Member of National Association of Realtors
  • Member of Michigan Association of Realtors.
  • Member of Michigan Commercial Board of Realtors.
  • Member of Coldwell Banker World Wide Commercial Network.
  • Member Paul Bunyan Board of Realtors.
  • Member of PBBR Multi-Listing Service.
  • Prior Paul Bunyan Board of Realtors ~ Roscommon County Director.
  • Prior Paul Bunyan Board of Realtors ~ Professional Standards Chairperson.
  • 2002 Paul Bunyan Board of Realtors ~ Realtor of the Year.

Personal Background

Originally from Breckenridge, Michigan.  Ruth moved to Houghton Lake in 1978 and was co-owner of Tradewinds Resort and Party Store.  Ruth worked in the legal field prior to the beginning of her career in real estate in 1985.  Ruth has a son Nicholas J. Poindexter, also an Associate Broker of Houghton Lake, Michigan.  She has two beautiful grandchildren Nayla and Creedon, who are the 'light' of Ruth's life!

The Mounds

Community Involvement

Current and prior community involvement.....

  • Houghton Lake Chamber of Commerce, Board of Directors.
  • Roscommon County Economical Development Corporation, Board of Directors.
  • Roscommon County Economical Development Corporation, Marketing Committee.
  • M-55 Beautification and Improvement Committee.
  • Member of Denton Township Planning Commission.


Specializing in Commercial Real Estate Brokerage.


Specializing in High-End Residential, Waterfronts, Golf Course, Family Sub-Divisions and Retirement Communities.

  • Accredited Buyer Representative
  • CBR: Certified Buyers Representative
  • Certified Real Estate Brokerage Manager
  • Equal Housing Opportunity
  • Graduate, REALTOR Institute
  • Hall of Fame
  • Realtor
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